jump to navigation

A class action against credit card companies March 13, 2008

Posted by dorigo in news, personal, travel.
11 comments

Amidst the pile of junk mail I have to sort out in my mail box every time I visit Fermilab, I found a rather uncharacteristic request, from the US District Court Settlement Administrator. It claims I am eligible to receive a Court-approved refund of fees charged to my VISA debit card, based on foreign transactions I made from 1996 to 2006, and it invites me to submit a refund request in case the class action is won against the credit card companies.

Digging a little in the matter, I found out what this is about. Basically, for ten years VISA, Mastercard, and other companies, overcharged transactions made abroad by cardholders, by concealing 1 to 3% fees and other dirty tricks. The behavior you would expect from such pirates, of course. The novelty is that a class action appears to be winning the case against them, and will make them lighter by some 313 million US dollars if that happens.

The funny thing is why I am part of this, and the extent. I have had during those years a VISA debit card because I had a bank account in a bank close to Fermilab. I used the account very little, except during the two years I spent at Fermilab full time, in 1999-2000. Other than that, the card stayed dormant, and I only occasionally used it for purchases outside the United States. So, how much can VISA have taken from me fraudolently ? Maybe five dollars, maybe ten, all in all. Regardless of that, I have the option to claim a refund based on the time I spent outside the US, without the need to specify the use I made of the card: they will compute an average refund from the number of days spent abroad. But that number, in my case, is of the order of 2500! If they were to compute a refund based on that figure alone, I think they would come up with at least a grand…

It would be great to strip VISA of a little cash. I filled my form and here I am, patiently awaiting the outcome of the trial…

All geared up for the Higgs March 13, 2008

Posted by dorigo in humor, news, physics, science.
8 comments

Have a look at the recent restructuring of the Fermilab Hirise, the main building in the laboratory and a symbol of the lab. There is a hidden message somewhere…

hirise h

Seriously, though, despite the huge successes with top quark mass measurements, B physics results, electroweak rare processes, … (I could go on for a while), the Tevatron experiments are now really focused on the Higgs hunt. A new P5 committee will look into the plan of running the Tevatron through 2010, which will allow the machine to deliver up to an estimated 8.6 inverse femtobarns of proton-antiproton collisions - almost two more than what can be obtained by shutting down at the end of 2009.

CDF is doing very well, and the estimated manpower remains strong enough to grant easy handling of the detector operations in 2010. The experiment has published in its lifetime  415 publications, and 50 more are under review as I write this note. The mark of 500 publications is not far away.

I intend to discuss in more detail the most recent updates on Higgs search analyses in a separate post (I am currently at the CDF collaboration meeting and I should be doing something else than blogging!), but here is where CDF is right now. The plot below only includes CDF results on the Higgs boson and these data will soon be combined with D0 results in a world average of Higgs cross section limits.

cdf h comb

The plot shows on the x axis the unknown value of the Higgs boson mass in the Standard Model. On the y axis is the ratio between the lower limit on the Higgs cross section obtained by CDF analyses and the SM expectation for the same quantity: a limit higher than 1 does not really exclude the existence of the particle, but the accumulation of data and the increased precision of the analyses is pushing the black curve (combined limit) down to 1. CDF and D0, by combining their results, are already inches away from excluding the existence of a SM Higgs boson at 160 GeV. For lower masses, more work is needed in improving the analyses, by increasing b-tagging efficiency, lepton acceptance, and dijet mass resolution. I will discuss these issues in more detail in another post.